Debt Consolidation Sources

Posts Tagged ‘credit card’

Out of three choices, debt consolidation loan, credit card assistance program, or bankruptcy lawyer, what is the most reasonable way to pay off my debts?

I have about 00 of debt in collections. 9 of my 11 collections accounts are medical. The other 2 (6) accounts are sprint and brighthouse. My wife and I are trying to build my credit up so that we will be able to buy a house in the near future. As of right now I dont have any "good" credit. The only things I have in my credit file are collections. I do not currently have anything that needs to be paid regularly(car, credit card, mortgage, etc.). I dont have the Money to pay off all of these people, but i want to.

I have heard that a debt consolidation loan would pay off all of these collection accounts and I would only have to pay the loan back, and at the same time, instantly clear up all the negative account information on my credit file.

Id like to know what to look out for when looking for this type of loan. I would also like to hear any success stories that you have with this type of loan.

Thanks for your time!

i am trying to pay off amy loan and credit card but have gotten behind, what is the best debt concolidation program, one that is going to work with you and everything thanks

am in serious need of help, but everytime I think I have found something, the company only helps with credit card or mortgage debt. i have student loans and medical expenses that I need help with. Thanks for any advice.

I am engaged and due to a couple circumstances my fiance and I are talking about merging a couple things now, before marriage. My fiance is in the process of repairing his credit and has a score in the 600 range while I am around 800.

The main thing we would like to do in the next couple months is open a joint checking account to pay the household bills out of while still keeping our own savings and checking accounts we currently have in our own names.

He would also like me to add him as an authorized user on my highest limit/oldest credit card. He believes this will help up his score but I would like to talk to someone before doing this.

I am looking for someone (a company or non-profit) that will sit down with my fiance and I and go over our credit reports and give us some direction on whether taking these actions are smart right now. We are past the point of needing any sort of debt consolidation or consumer credit type business since the debt is gone but that seems to be all that is out there.