Debt Consolidation Sources

Posts Tagged ‘Credit Card Debt’

I am trying to consolidate about k of credit card debt. Anybody know of any good websites to go through that wont screw me over? And is going non-profit really as good as it seems?

i live in NY.
its credit card debt.

After the disaster of the economy and have been laid off for a long time, I’m trying to pay off all of my bills. Can anybody recommend a reputable, fair and legit company that I can pay off all of my credit card debt with? Non-profits preferred but not limited to.

SERIOUS ANSWERS ONLY PLEASE!!!

My step-mother is a disabled vet, with a massive amount of credit card debt left over from my father passing away. She’s simply doesn’t have enough income from VA disability to pay for all the debt and has been waiting for almost 2 years to get her first Social Security hearing, which still isn’t until next month.

She doesn’t want to claim bankruptcy, she simply wants to consolidate a few credit cards and a small home equity loan into a single low interest account she can make large payments on. I believe in total, she has about 20k dollars worth of debt between all the accounts and is paying just over the minimum payments about 0 a month. She’s not really making progress with the current state of things.

Most of the debt consolidation sites seem to simply be bankruptcy attorneys, which is obviously not what she’s looking for.

We are in the Texas, so any state programs, federal programs or anything the VA might offer would be great. I’m looking for a non-profit or social service that can assist her, not just an attorney out to make some money off people who are already struggling.

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