Debt Consolidation Sources

Posts Tagged ‘credit card’

I’ve got about ,000 worth of debt between 1 credit card, a car loan and school loans (mostly school loans) and am struggling to pay the credit card. mostly, because at 15.9% and paying the minimum, it’s not going down. I’ve been told that debt consolidation is not the way to go and to check out debt management. My questions:
- If you go through a debt management company, does this impact your credit score?
- Debt Counseling Corp. claims to be free but I’m skeptical. Are there hidden fees with these places? They say they’re non-profit.
- I don’t want to pay for seminars, books, Website access etc. like Dave Ramsey’s site only to find out I’ve thrown more money away and am no closer to being debt free then I was before shelling out the cash.
- Has anyone undergone or is currently using debt management (lowered APR’s) and can recommend a reputable company? I know many aren’t legit.

This is my first step in figuring it all out – research. Any help would be great.

Consolidate credit card debt by taking out a personal loan or doing a credit card balance transfer. Consolidate credit card debt with tips from a consumer credit counselor in this free video on personal finance management. Expert: Maria Enomoto Contact: www.gotdebt.org Bio: Maria Enomoto works as a credit counselor for Consumer Credit Counseling services in San Jose, California. Filmmaker: Bing Hu

I’m looking for companies or Non-Profits that will help, not hinder in this process. I would prefer to pay the debt off in 4 years, however, the problem is we might need the Credit Card in case of an emergency. NOTE- Some services require that you cancel the card once paid off and/or suspend the credit while paying this debt off.

I have 7000 dollors of random credit card and medicall bills. My credit cards are already closed. I get calls from collection agencies threatning me. I am too woried. I am just overwhelmed. I don’t wanna eat, I don’t wanna slepp, I cannot focus on anything. I was out of job for long time and I was living alone that’s why I have lot of debt. Now I wanna pay them all. But don’t know where to start. All of my accounts are already badly closed.plz help me find some people who could pay everything and I could pay them back in simple monthly payment.
I am 21 yrs old and I really need help. I don’t wanna live with bad credit. I go to school and I make like 300 a week. Plz plz I need some advice from experts.

tinyurl.com If you find yourself in a situation where your credit card debts have increased so much that you are unable to manage it, then you should approach debt consolidation services. They will formulate a plan to help you get out of your current financial problems. You might be carrying…