Debt Consolidation Sources

Posts Tagged ‘credit cards’

Is it a good or bad? I worked with Creditors directly, but no use.. They never come down on the APR.. still 29.99%. I never missed on payments.. Only bad thing I did for 2 cards are I forgot to remove the automatic payment option from my old checking account in May and Jun.. With that mistake, they gone up on my APR’s and missing payments. They will review my account only after 12 months of ontime payments… ? So, I started working with various debt consolidation companies, they offered for 0 / 36 months which includes(0 for the company).. But in their terms, they cannot guarantee any.. Can we trust such of these companies? When I calculate, I am not even paying all to the credit cards…Not sure if its a good practice? What happens to the credit score and profile if continue with Debt Mgt companies? Please share if any had any past experience or any suggestions .. Thanks in advance

I’ve gotten myself into a bit of a bind and don’t know what to do. I’m working two jobs, but the balances for my credit cards just don’t seem to be going down. I feel like at this rate I will be working the rest of my life without solving my debt problem. So, I’ve been considering debt consolidation. However, I don’t know a thing about it. Someone said I should go to a non profit one. I don’t know how it works. Can anyone guide me through the process? Any experiences or recommendations you can give me would be so appreciate.

Desperately seeking help!

We live close to Blue Ridge. APR on credit cards are 23%. We are looking for a credit consolidation company that will help us lower APR. Thanks.

I need to Consolidate a loan and a few credit cards. Whats the best Consolidation Company Out There?

I have maxed out credit cards and they raised my apr due to a mistake in my payment and it was late, usually i’m on time or early with my payments and always pay the minimal. I’m trying so hard to get out of debt but with my apr raised, i feel like i’m drowning in debt. I have read some info on debt consolidation loans vs. other methods, which is best and what can i do? i probably have really bad credit right now due to the max’d out limits and the "penalty pricing" increase in my apr. I would like to find a way to consolidate debt to lower the rate and possibly lower the payments but i don’t want to get into a situation that will end up leaving more of a scar on my credit report. Can anyone help me out? where do i go from here?